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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Rate Change for All on Jan 1st?

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Question: If a person signed up for a September 1st start date because of a special enrollment period due to loss of group coverage. Will their rate change on Jan 1st,2015?

Answer: Yes. All ACA-compliant individual health insurance plans change rates annually on January 1st.

1 Comment

My parents are over 65, recent immigrants (legal, permanent residents for ~2.5 yrs), and have no income. They live off their savings. My parents don’t want Medi-Cal (because of the strings attached) and would prefer to purchase health insurance until they are eligible for Medicare. Are they able to buy health insurance under Covered California? When health counselors learn my parents have no income, they immediately want to sign them up for Medi-Cal.

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