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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


New Baby with Covered California?

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Question: I am currently pregnant and I don't know how the process works for getting my newborn health coverage. I also have a one and a half year old who is covered under Medi-Cal. Please help!

Answer: As soon as possible after your child is born, notify Covered California to add your newborn to your account. The newborn is covered under the mother's CC coverage during the first month after birth. You say you already have a child on Medi-Cal. If this is because your household income (less than 250% of FPL) makes all of your children under 19 eligible for Medi-Cal, your newborn will be covered by Medi-Cal retroactive to his or her date of birth.

2 Comments

My newborn is almost a month old, how do I add him under my plan.

Actually, it’s 266% FPL, but who’s counting? A second child bumps the household up to three persons and increases the qualifying income to about $4330 per month (~$51,960 per year).

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