Question: I currently have Anthem Blue Cross (Silver Plan) EPO and it's come to my attention that my regular doctors only accept PPO. I can use the EPO except the service would be considered out-of-network. Do I need to wait until the next open enrollment cycle before I can change to a PPO? And, when would this be?
Answer: You must make your plan change by April 15th, or wait until the next open enrollment period starting in November. Be sure to research the carrier provider networks for your doctor(s) before you change. Anthem Blue Cross does not offer both EPO and PPO plans in the same geographic area. You would have to select another carrier with a PPO available where you live.