Question: I signed up for an Anthem Bronze PPO plan in December. Although it is not designated as a HSA plan, it fits the IRS definition of an HDHP, i.e. it is $5,000/$10,000 deductible, out of pocket limits $6,350/12,700. I already have an HSA account set up from my prior insurance and I would like to continue to fund this for my expenses this year. Why would Anthem/CoveredCA not list this as an HSA compatible policy and would I be breaking any rules to claim my HSA contributions on my taxes next year?
Answer: Only one plan in the individual market is designated as an HSA qualified plan, the Bronze HSA Plan. Apparently, you bought the other Bronze plan. You can try calling Covered California at 800-300-1506 to see if they will accomodate you with a plan change.