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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Coverage for Dependent Parent?

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Question: My mother (64) is an immigrant and lives with me and my family, and makes 0 income. I have claimed her as a tax dependent on my 2011 and 2012 returns, though she files her own returns with 0 income. When I created a CoveredCA account for her, I used MY income as the household income, which precluded her from receiving subsidized insurance either through the exchange plans or through Medi-Cal. The definition of household income here is unclear. Any insight on what's the right definition here for household income?

Answer: Assuming your mother has legal resident status, she is eligible for Medi-Cal. Her application has to be changed to a 1-person household with $0 income and she has to agree to file a tax return in 2014 as "single" status. You need to stop claiming her as a dependent. You can't have it both ways.

2 Comments

I am 58 years old and looking for dental and eye vision for myself something I can afford. Please let me know if that exists.

So I registered for covered California, selected a plan, got the bill and paid it, then when I went to log into covered california and I realized I forgot my user name. so I opened the chat, waited about an hour, and the person I was chatting with said that my email address doesn’t show on file. How could this have happened? I’ve been waiting now for about a week for a response.

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