Question: Per IRS and Ca State law (I have letter from CA confirming I don't have to file ) I don't file yearly taxes... I was denied and the lowest cost is 16% of my monthly income...Why does it matter ? Why is everything centered on tax filing?
Answer: You remind me of the car crash driver who refused to stop because he had the right of way. How much are you will to spend to make a point? The Covered California application requires you to promise to file by 4/15/15 for the 2014 tax year, so why not file for 2013 as well, then you would be able to answer "yes" on both counts and be eligible for all that IRS money. Yes, IRS money: that's why they have a say in your eligibility for tax credits.