Question: Considering that Blue Shield does not know that I selected them as my insurance carrier, what happens come 1.1.14 for those of us who have completed all we’re supposed to do on our end? Hopefully there are no medical issues in early January but with not a lot of time remaining to receive an acknowledgment notice from BS and premium statement to make a payment by the 1st ~ where does that leave us “if” we do need medical services come 1.1.14?

Answer: Although I believe Covered California will find some way to make sure everyone who applied on time is covered on January 1st, nobody can guarantee it at this point. Claims can be handled retroactively if necessary.