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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Will I Have Coverage January 1st?

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Question: Considering that Blue Shield does not know that I selected them as my insurance carrier, what happens come 1.1.14 for those of us who have completed all we’re supposed to do on our end? Hopefully there are no medical issues in early January but with not a lot of time remaining to receive an acknowledgment notice from BS and premium statement to make a payment by the 1st ~ where does that leave us “if” we do need medical services come 1.1.14?

Answer: Although I believe Covered California will find some way to make sure everyone who applied on time is covered on January 1st, nobody can guarantee it at this point. Claims can be handled retroactively if necessary.

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