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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Unmarried Parents Household?

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Question: We have a son that is not currently covered, are never married parents living together. Do we have to include both incomes in the household? Or just the head of household?

Answer: It depends on whether you file taxes jointly. Remember, "if you file together, you buy together".

1 Comment

If people are not married to each other, then they can not file taxes jointly. Each of unmarried parents file taxes separately. Only one of them may file as the head of household, while the other parent has to file as a single (in case of one child that these parents share). So the answer to the question does not make sense. What does actually constitute a household for insurance purposes, i.e. who are and who are not considered members of household for insurance purposes?

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