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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Enrollment period

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Question: Obamacare tutorial says,”If you don’t sign up for the subsidized plan during the initial open enrollment period—-October 1, 2013 to March 31, 2014—-you will have to wait three years before you can enroll into a subsidized plan unless you have a qualifying event. Since the law will require you to have coverage, you will need to shop on the open market or at a private exchange.” Does it mean that you shall have to wait for three years if you miss the current enrollment period of March 31,2014?

Answer: You’ve got a very misleading tutorial. If you miss the initial open enrollment period ending March 31, 2014. You will have to wait until the next open enrollment period starting October 15, 2014 for coverage effective Jan 1 2015.

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I also see this tutorial at http://www.visualeffectssociety.com/obamacare-tutorial. It is misleading and liable to be either rectified or removed.

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