Question: I got notified by Anthem that my plan is canceling on Des 31. I’ve been trying to apply for a new plan at Covered California. So far I have been able to find out that I am not eligible for tax credits and that’s about all. I created an account, but I don’t see why I have to give them my financial information if I know I won’t get a subsidy. Is there another way?
Answer: Without a subsidy, there’s no compelling reason to enroll on the exchange. You should shop for off-exchange plans where you’ll have more plan options and the process is 3 times faster and you won’t be required to disclose your financial information. You can shop and compare off-exchange plans in seconds o this website. Your licensed insurance professional can also provide you with an off-exchange quote, advise you on plan selection, and make your enrollment easy. See Covered California is Not for Everyone