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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: Our student has university insurance through August 2014. At that time his projected income will qualify for him for subsidies. Does he need to apply BEFORE March to get them? Or when should he apply for this? Can’t find this anywhere!
Answer: No. He can wait until his school insurance expires in August or September and apply for exchange coverage then. The loss of his current coverage will qualify him for a special enrollment period to apply for new coverage.
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1) will the subsidies still be available if he applies online, say in June 2014, and )
2) is this adequate time to get coverage in effect by mid-August?
Thank you so much, Phil; I could not find this anywhere, including at the university health insurance office! Questions - (1) will the subsidies still be available if he applies online, say in June 2014, and )2 is this adequate time to get coverage in effect by mid-August? I think I read somewhere that the subsidies only apply to the Silver level? Thank you again!