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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Do Off-Exchange Plans Have Broader Networks?

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Question: I’m disappointed by the providers in the exchange plans’ networks. My question is will there be any companies selling private Individual/Family plans on the open market outside of Covered California for 2014, particularly PPO plans?

Answer: Anthem, Blue Shield, Health Net and Kaiser will all offer off-exchange PPO plans that exactly mirror their Covered California exchange plans so same networks as well. So far, only Anthem has announced that they will have some alternative off-exchange plans. Those plans may offer broader PPO networks, but we haven’t seen them yet. Covered California just announced that it will have an easy-to-use composite (all carrier) provider directory available on Monday, October 7, 2013.

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