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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Is Retired Person Eligible for Subsidy?

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Question: I retired early and my former company offers a group plan for retirees. I cannot aford it so I opt out. Will this keep me from getting a subsidy on-exchange?

Answer: No. Retirees under age 65 who are eligible but not enrolled in employer-sponsored coverage can obtain premium subsidies next year to purchase coverage through the exchange, even though they have access to a employer-sponsored health plan.

1 Comment

Phil, I thought that if you were offered an employee subsidized plan you are not eligible for subsidies regardless if you take the insurance or not. If you are offered it you must answer yes on the application.

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