Speak with a Covered California certified agent! Call (888) 413-3164 or Shop Online Now

Shop and Compare

California Health Insurance Plans and Rates

It's easy. Just enter your zip code.

Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Can I Keep My Plan into 2014?

By on | No Comments

Question: Do people with existing “non-grandfathered” plans have to enroll in an ACA plan by March 31st or can they get a Special Enrollment when their plans renew after March 31st? Also can people with “grandfathered” plans get Special Enrollment if they want to enroll after March 31st?

Answer: All Carriers in the individual Exchange, chiefly Kaiser, Anthem, Blue Shield, Health Net - will end non-grandfathered coverage December 31, 2013 and migrate those members to ACA compliant plans on January 1, 2014. CIGNA is the only “big” individual health issuer in California not in the exchange, so they do not have to migrate their individual customers until their 2013 coverage expires in 2014. At that time, these policy holders will qualify for a Special Enrollment Period (SEP) if expiration of coverage is outside open enrollment. If people on grandfathered plans don’t voluntarily enroll in an ACA compliant plan before March 31, 2014, they have to wait until the next policy renewal date to to trigger a SEP.

Leave a comment

Do You Have California Health Insurance Questions?

Ask An Expert

View Previous Questions
Call Us at (888) 413-3164


© 2019 California Health Benefit Advisers, LLC
Home / About / Start Shopping / Ask a Question

“Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This web site is owned and maintained by California Health Benefit Advisers, LLC, which is solely responsible for its content.