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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Same Plans Networks Off-Exchange?

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Question: Like many others, I have been trying to find out if my current doctors will be in-network for the exchange plans. I noticed the on the Blue Shield web site, they have finally included what they call “2014 ACA Metal” plans, i.e. Bronze, Silver, etc. in their list of plans to select when searching for providers. Can we assume that this will be the same as for Blue Shield plans bought through Covered California? That is, if I found my doctor on the Blue Shield site as in-network for the 2014 ACA Silver plan, then she would also be in-network for the same plan bought through the exchange?

Answer: Yes. Carriers must mirror exactly their off-exchange plans to those they offer on Covered California right down to the including to identical provider networks.

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