Question: I pay 20% more because I have a preexisting condition. If I decide to keep my current plan into 2014, will they take off the extra premium in January?
Answer: No. If you choose to keep your current plan until the renewal date rather than enrolling in an ACA-compliant plan during the open enrollment period, your plan will continue to have pre-existing condition rating until its renewal date.
Phil:
If it’s a non-grandfathered plan, most of the carriers are going to roll them into a new plan on 01/01/2014 and the rate up will go away.
Right?
Steve