Question: I don’t understand how you will quote plans available for Oct, Nov, Dec effective dates, while also quoting ACA compliant plans with a January effective date. It could be very confusing. Any ideas?
Answer: Carriers are taking steps to handle the potentially confusing overlap you described. Blue Shield announced today that they will stop accepting online applications for their current portfolio of plans on September 25th and will begin displaying and quoting ACA-compliant metal plans on September, 26th, with October 1st the first day to submit applications for ACA-compliant plans. Only paper applications for the existing portfolio will be used between 9/26/13 through 11/15/13 with the last effective date 12/1/13.