Question: I am a graduate student and wondering if I can waive the plan offered by school and purchase outside. I have about 22000 income this year which should be qualified me for some subsidy. School plan is not my best choice because it is way more expensive. My question is will the school plan an accessible coverage for me which might prevent me from buying one outside myself ?
Answer: Yes. You can waive the plan offered by your school and enroll in subsidized Covered California coverage. Having access to school coverage will not disqualify you from receiving premium assistance in the exchange. At MAGI of $22k, your subsidy will cover approximately 50% of the Silver Plan premium.