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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Small Group with Employees Out of State?

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Question: I have a small group client with key personel working for the company living in another state. How will we enroll these types of groups?

Answer:If this small group is off-exchange, nothing changes. Remember the group has to have 51% of eligibles residing in California. As for the SHOP, where the employees have a choice of carriers, the out-of-state employees would obviously have to choose a SHOP carrier with a presence in their state. The best choice will generally be Blue Shield, as they have the best national coverage through the BCBS Blue Card Program.

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