Question: I have a small group client with key personel working for the company living in another state. How will we enroll these types of groups?

Answer:If this small group is off-exchange, nothing changes. Remember the group has to have 51% of eligibles residing in California. As for the SHOP, where the employees have a choice of carriers, the out-of-state employees would obviously have to choose a SHOP carrier with a presence in their state. The best choice will generally be Blue Shield, as they have the best national coverage through the BCBS Blue Card Program.