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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


2014 Rates?

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Question: When do the grand pooh-baa’s of this slow motion train wreck plan on actually publishing the rates we poor serfs will be expected to pay? Certainly Covered California already knows what they are, so what’s the delay?

Answer: You’re right. The 2014 California insurance rates have been available at the California Department of Insurance website for several months. You’ll have to do some digging but her’s the link to get started - https://interactive.web.insurance.ca.gov/apex/f?p=102:2:0::NO::: As you’ll see they are not in a format that is accessible to consumers. One thing I’ve learned about government agencies is that they are total control freaks. They have to control the process. The public will see the rates when they are ready for the public to see the rates.

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Hi, I have a son who lives outside of the house with his girlfriend and her parents. He does not currently have a job but he is attending college full time. How does he applied for health coverage? The reason I’m asking, is for the last several years I have covered him on my medical insurance but it is time to cut the cord and let him fly with Obama Care.

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