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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Is Affordability Based on Household Income?

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Question: My large employer said that before 2015, they will start offering coverage that costs less than 9.5% of income for self-only, but how will my employer know how much income my husband has? Is my employer allowed to ask employees to report or prove their household income? I think it is in my interest to have the company calculate 9.5% of just the employees wages…if the company adds the income of our husbands/wives, 9.5% could be much more expensive. Thanks for your help!

Answer: Your household income(employee and spouse) will be included in the affordability limit of 9.5% income.

1 Comment

Your last answer is wrong. Based on family income not individual.

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