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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

By Phil Daigle on August 5, 2013 12:42 PM | 2 Comments

Question: The teaser rates released so far do not show any family rates. Will there be any?

Answer: Yes. These are the Federal Marketplace Family Rating Standards. I’m assuming Covered California’s will be the same.

Families include 1 or 2 parents and up to 3 family members under 21.
Family premiums are based on the premiums for each family member’s age.
Only the premiums the first three children under 21 contribute to the total family premium.
Family total premiums can include per-member rates for children to age 26.

2 Comments

Phil Daigle replied to comment from Harold (Hal) Flemings; Flemings Insurance Services | August 6, 2013 4:22 PM | Reply

Thanks for your kind words.

Harold (Hal) Flemings; Flemings Insurance Services | August 6, 2013 3:16 PM | Reply

I appreciate the clear, concise answers we are getting. H. Flemings

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