Question: With CoveredCalifornia, how do health insurance agents receive compensation if the individual has to go through the exchange?
Answer: Agents placing individual health insurance business in Covered California will be paid by the carrier who gets the enrollment, just as they do now. The commission amount has not yet been made public, but it will vary somewhat from carrier to carrier. In those cases where the commission is calculated as a percentage, it will be based on the entire premium amount - including federal premium assistance. Agents will have to be certified by the exchange and appointed with the carrier in order to get paid.