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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Are Retirees Eligible for Covered California?

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Question: I currently purchase my own plus spouse individual health insurance (both retired less than 65). Premiums are terribly high. Will we be eligible to purchase individual insurance from the Health Care exchange plans through Covered California?

Answer: Yes, of course you can. I don’t know why you would think not. Unless there is another question implied. Will you be eligible for premium assistance? Some younger retirees with substantial assets will qualify for premium assistance based on their taxable income alone. Assets are not considered. If you do not qualify for premium assistance, your premiums will be at least as high as they are now but the coverage will be somewhat better.

1 Comment

hello, i’m 63 years old I will be retiring from my contractor position on May 23th. What will I need to do to get medical with covered california by June 1st, so there isn’t any break in my medical that I’m currently getting from the agency I work for.

thank you

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