Question: My husband has coverage thru the union and is retired. The current individual cost for his plan is under 9.5% of his pension but I am unable to enroll on his plan. Can he drop his current plan so we BOTH can get subsidized on the Covered California plan?
Answer: You may be eligible for an advance premium tax credit in Covered California because you do not have access to an employer (or union) sponsored group health insurance plan. However, even if your husband were to drop his union health plan, he would not be eligible for a subsidy because he has access to group health plan.