Question: I know that children under 26 don’t have to be dependent on their parents to be covered on a parent’s plan due to Obamacare. But what about children that are independent from their parents? Can they get subsidized exchange coverage even if their parent can cover them through their work?
Answer: Yes you may be eligible for subsidized coverage in Covered California if your parents do not claim you as a dependent on their federal tax return. That’s how the exchange guidelines define “independent”.