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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Do Insurers Need to Offer Plans in Each Tier?

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Question: I thought I had heard previously that all QHPs on the Exchange had to offer a plan in every tier, in each geographic region they contract in. However, the ratebook released by Covered CA includes blanks for some tiers. Is that allowed?

Answer: Insurers who are participating in Covered California DO offer a plan at every tier. Where you see blanks, as in the North Los Angeles Rating Region, the carrier may not offer an HMO plan but do offer at PPO plan etc.

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