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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Will Off-Exchange Plans Require Medical Underwriting?

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Question: I understand plans on the exchange will be of the ‘guaranteed issue’ kind, meaning people will pre-existing conditions will not be charged more and will always be accepted. Will this also be the case for those plans that don’t make the cut on the exchange or are offered outside of it?

Answer: Yes. All health insurance will be guaranteed issue beginning January 1, 2014.

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