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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Medi-Cal or Covered CA?

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Question: Should i get private health insurance for my children or go on ca medi-cal in 2014.

Answer: If your children are eligible for Medi-Cal, you should definitely enroll them. You have the option of not enrolling in Medi-Cal, but if you are eligible and opt out, you will not be eligible for premium subsidies or cost-sharing reductions in Covered California. That would make coverage for your children prohibitively expensive.

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