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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

HSA Plans in Covered California?

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Question: I currently have an HSA plan which I enjoy having. I particularly like that I can pay cash and get stuff taken care of without a lot of fuss (dental coverage tends to be weak, and I use a doctor that does weekends for a price). What’s the status of HSA plans in the exchange?

Answer: Update 7-24-13: According to Covered California’s Michael Lujan in an e-mail message to agents today, “Covered California will offer HSA-compliant high-deductible plans in both individual and SHOP product portfolios”.


You’re right. According to Michael Lujan by e-mail today, “Covered California will offer HSA-compliant high-deductible plans in both individual and SHOP product portfolios”. It was less than weeks ago that another Covered California spokesperson was quoted as saying there would no HSA qualified plan in the individual exchange, so I hope this is for real.

At a meeting offered to brokers in Palo Alto, on July 11, it was announced they will be offering an HSA plan Phil, and I just confirmed today with a marketing Senior Manager. feel free to call me to discuss 510-526-0312 (I know you’re a broker too, so not trying to make a sale :-)

You are right. And it is indeed regrettable.

Regrettably, there is no HSA-compliant plan offered on the Exchange at the Bronze level or at any other level for the individual market. The link is to details for a plan that was considered back in February 2013, but Covered California is not offering it.

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