Question: I would like to keep my current individual health plan if possible, because it has a broader provider network than the Covered California plans. Does my plan have to be grandfathered or does the plan simply have to have benefits which constitute minimum essential coverage for me to be able to stay in it?
Answer: Your plan would have to be grandfathered. If you have been continuously covered on the same plan since March 23, 2010 or earlier your plan is grandfathered. It does not have to provide minimum essential benefits.