Question: Would Medi-Cal or continued enrollment through a parent’s employee plan be better for a 21 year-old college student? I work part-time and attend school. My father does not claim me as dependent on his federal tax returns.

Answer: You are eligible for Medi-cal. That means your out-of-pocket costs for medical expenses would be next to $0 and your parent’s costs would be reduced to $0. So unless money means nothing in your family, I’d have to say Medi-Cal is the better deal.