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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

College Student Medi-Cal Eligible?

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Question: Would Medi-Cal or continued enrollment through a parent’s employee plan be better for a 21 year-old college student? I work part-time and attend school. My father does not claim me as dependent on his federal tax returns.

Answer: You are eligible for Medi-cal. That means your out-of-pocket costs for medical expenses would be next to $0 and your parent’s costs would be reduced to $0. So unless money means nothing in your family, I’d have to say Medi-Cal is the better deal.

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