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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


SHOP Subsidies?

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Question: I run a small business with 7 employees. Most of them would qualify for subsidies. Are subsidies available for employees in SHOP exchange?

Answer: Subsidies for individuals will not be available in the SHOP, but your business may qualify for a Small Business tax credit. What that means is you can get a tax credit as much as 50% of the premiums you pay for your small group health insurance in 2014 and 2015. If you do not offer group health insurance your employees may apply individually for coverage through Covered California for subsidized private health insurance or free public coverage through Medi-Cal. I suggest you use a licensed health insurance agent to help you weigh these options.

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