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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

SHOP Group Minimum?

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Question: Currently all health plans in California require a minimum of 2 employees to be considered a small business for purposes of purchasing group health insurance. Do you know if this minimum will be the same beginning in 2014? Or, will sole practitioners be required to be covered as either individuals or on a spouse’s policy?

Answer: The Covered California SHOP will stick with the 2 employee minimum for small group coverage. Sole practitioners will be required to have health insurance or pay a tax penalty. They can purchase their coverage in exchange or off exchange.

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