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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Percentage of CA Residents Qualified for Subsidy Assistance?

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Question: What is the percentage of California (legal) residents who earn between 133% and 400% over the National Poverty Level, and will thereby qualify for premium-subsidies to help them buy health insurance? Hopefully, it’s a very large percentage, because health insurance premiums are scheduled to increase significantly on January 1, 2014.

Answer: As of 2014, about 2.6 million Californians will qualify for federal premium subsidies. That’s a small percentage of the population of California - about 37 million. That’s because most are covered by employer-sponsored plans. It is estimated that approximately 45% of those currently insured by individual health insurance will be eligible for subsidies.

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