Speak with a Covered California certified agent! Call (888) 413-3164 or Shop Online Now

Shop and Compare

California Health Insurance Plans and Rates

It's easy. Just enter your zip code.

Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Enrolling After Open Enrollment

By on | 1 Comment

Question: If an individual applies for coverage after the open enrollment period (Jan. 1 to Mar. 31st) and does not have a qualifying event, would that application be subject to medical underwriting? Or would that individual have to wait to apply in the next open enrollment period?

Answer: As a general rule, those individuals who miss the initial or any subsequent annual open enrollment period must wait for the next open enrollment period to enroll. Under no circumstances will medical underwriting be used after January, 2014.

1 Comment

However if they miss the open enrollment period they can still get coverage through the private market, they simply will not receive subsidies if they qualify for it and would have to wait until next open enrollment to do so, but they can still purchase a private health insurance plan.

Leave a comment

Do You Have California Health Insurance Questions?

Ask An Expert

View Previous Questions
Call Us at (888) 413-3164

© 2022 California Health Benefit Advisers, LLC
Home / About / Start Shopping / Ask a Question

“Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This web site is owned and maintained by California Health Benefit Advisers, LLC, which is solely responsible for its content.