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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


ACA and Medi-Cal Asset Recovery

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Question: If someone under the age of 62 below the FPL enroles Medi-Cal in 2014 under the ACA, will their assets at death be subject to the asset recovery process similar to the current Medi-Cal process? Also any assets they acquire or inherit after enrolment, will those also be subject to the Medi-Cal asset recovery process?

Answer: The asset recovery process to which you refer applies to Medi-Cal’s payment for custodial care. If a person needs non-medical assistance with daily living in the form of home care or nursing home care there are asset requirements for eligibility and asset recovery after death. These requirements have not changed as a result of the ACA and will continue beyond 2013.

1 Comment

I am 57 and became eligible for medi cal under ACA. I am not in a nursing home.

Do I have to worry about my home being taken when I die?

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