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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Household Income for 2 Individuals

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Question: I share my house with a 51 year old woman. Her income is below the federal poverty level. She currently has no job and no health insurance. I think in 2014 she could be eligible for Medi-cal under the ACA. Our finances are separate and we files individual returns. If my income is combined with hers for household income and that would exclude her from Medi-Cal. We are not married and have no common children. Does only her income count in this case?

Answer: Covered California would view you as individuals, each with their own income, which would be used as the basis for assistance eligibility either for Med-Cal or Covered California tax credits (subsidies).

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