Question: I am a US citizen but live most of the year abroad. I have an international insurance plan. Will I have to enroll in an exchange plan even though I live abroad most of the year? If not,when I return permanently at some point will that be a qualifying event to obtain a Covered CA plan?
Answer: Californians living abroad are exempt from the mandate to purchase health insurance. When you return permanently that will qualify you for a special enrollment (outside the open enrollment period).