Speak with a Covered California certified agent! Call (888) 413-3164 or Shop Online Now

Shop and Compare

California Health Insurance Plans and Rates

It's easy. Just enter your zip code.

Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Whose Age Determines Premium?

By on | No Comments

Question: Will Exchange premiums be based on the age of the policyholder, the youngest adult age, or the ages of all family members seeking coverage? The premium estimate calculator on the Covered CA website asks me to enter the youngest adult age in the family to determine the premium, which I think is confusing. Why would my family’s premium be driven by 21 yr old dependent son in college instead of my age or my wife’s?

Answer:Indeed, “Age of youngest adult in family”, can be confusing. Clearly, it is intended that the age of the youngest spouse or parent (if there are married dependents) is used as the primary insured and the family’s premium is based on that age.

Leave a comment

Do You Have California Health Insurance Questions?

Ask An Expert

View Previous Questions
Call Us at (888) 413-3164

© 2022 California Health Benefit Advisers, LLC
Home / About / Start Shopping / Ask a Question

“Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This web site is owned and maintained by California Health Benefit Advisers, LLC, which is solely responsible for its content.