Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: Will people that follow a wellness program successfully qualify for lower premiums?
Answer: Employers may offer incentives such as lower premium contributions for employees who meet wellness targets like weight loss or smoking cessation, but health insurance companies do not offer lower premiums. However, insurers may offer enhanced benefits such as lower deductibles of out-of-pocket maximums to employees who meet wellness targets.
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