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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: If I buy an individual policy now in 2013 will my policy coverage and/or cost change on 01/01/2014?
Answer: If you purchase a grandfathered plan now, Your coverage or rate will not change on 1/1/14. If you purchase any other plan currently available, you will have to select an ACA compliant plan in January. In the later case your coverage and premium will change.
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I heard that there was a provision in aca that allowed people to keep non qualified work plans at no penalty.