Question: If I buy an individual policy now in 2013 will my policy coverage and/or cost change on 01/01/2014?
Answer: If you purchase a grandfathered plan now, Your coverage or rate will not change on 1/1/14. If you purchase any other plan currently available, you will have to select an ACA compliant plan in January. In the later case your coverage and premium will change.
I heard that there was a provision in aca that allowed people to keep non qualified work plans at no penalty.