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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Disability and Covered California Eligibility.

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Question: I am a small business owner and employed part time mainly to have access to group insurance. My spouse is disabled and currently enrolled in part A of Medicare. In, 2014 will I be able to purchase a family plan individually through Covered California or buy coverage as an employer and cover our family including my spouse? or will he be forced to use Medicare only?

Answer: Yes. Your husband will be eligible for coverage in Covered California, as would any legal resident of California regardless of medical conditions. Your income will determine whether your family is eligible for Medi-Cal or Covered California subsidized coverage. If you are eligible for either you will pay less for individual health insurance, because a group plan for your business would probably make you ineligible for a premium subsidy.

5 Comments

My boyfriend is 45, on permanent disability. Receives ~$1700/month. Is he eligible for Medi-Cal? Can he also have co coverage through my insurance at work and still be eligible or is it one or the other?

Your son is eligible for Medi-Cal. He can apply through Covered California.

My son is 45 years old and is on disability. and lives with me. He has no insurance. Is he eligable for Covered California ???

He is exempt from paying taxes,and receive about 1350.00 per month.

Please advise.

I am a legally disabled Californian trying to hop onto the Medicaid expansion! Help!!!!!!!!!!

This is a great question! Covered California will open the doors for many people that otherwise could not obtain insurance. No longer will individuals have to rely on a group plan to cover the needs of themselves and their loved ones. Covered California offers guaranteed issue, quality health insurance for an affordable price.

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