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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: I am a middle-aged engineer who is “asset rich”, but “income poor”. Are the ACA subsidies solely based upon income, or is there a means test which takes ones assets into account (as, for example, the FAFSA federal student aid application)?
Answer: Assets do not count, only income. That would include any income that contributes to your adjusted gross income (AGI), like income from real estate or securities.
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3 Questions
My client wants to avoid medi Cal due to current doctor not taking medi cal, but his income says medi cal on Covered Calif site..
Can you inflate clients income to avoid medi cal??
Will the asset recovery still apply for any client with assets who does take Medi Cal and then passes away with no spouse or disabled children etc??
OK lets make it 4 questions!!
will agents get paid for enrolling Medi Cal clients???