Question: I currently have an individual insurance policy. I would like to shop the exchange for something I like better plus be able to take advantage of the subsidies. Can I apply for a plan under Covered California while my other policy is still in effect? I do not want to have a lapse in coverage.
Answer: Yes. You can apply for Covered Californian coverage as early as October 1, 2013 and keep your present coverage until January 1, 2014 when your new coverage goes into effect.