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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: I currently have an individual insurance policy. I would like to shop the exchange for something I like better plus be able to take advantage of the subsidies. Can I apply for a plan under Covered California while my other policy is still in effect? I do not want to have a lapse in coverage.
Answer: Yes. You can apply for Covered Californian coverage as early as October 1, 2013 and keep your present coverage until January 1, 2014 when your new coverage goes into effect.
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