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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Agent Participation in Covered California

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Question: As an insurance agent, how can I sign up to sell health policies through the exchange? Is there a form of contract? Can I participate in both the individual and SHOP exchanges? Thanks

Answer: Yes. Covered California contracted agents will be able to participate in both the individual exchange and the SHOP exchange. The agent contracting terms are in the early stages of stakeholder discussions. The preliminary steps to getting contracted will include training and certification, including completing an online training course and agreeing to Exchange rules and requirements yet to be determined.


There may be a role for you as an In-person Assister. Read the following page to see if you might qualify. https://www.cahba.com/covered-california/navigators.htm

Will people without a life and health license be able to complete this training and certification and be compensated by the carriers for enrollments?

Agents will not be compensated directly by the exchange, but by the carriers in the individual exchange.

I was told in a Covered California assisters webinar that AGents would NOT be compensated for sales in the individual exchange. Can you clarify whether this is incorrect/

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