Question: Will HSA plans be included in aca and in the exchanges in ca?
Answer: Yes. Covered California will offer 2 HSA plan designs: one at the silver level with a $1500 deductible, 80/20 coinsurance, and a maximum out-of-pocket of $6400 and a bronze level plan with a $3500 deductible, 70/30 coinsurance, and a max out-of-pocket of $6400. Family deductibles and out-of-pocket maximums equal to 2 times the individual amounts.
I thought the maximum deductible allowed is going to be $2000 for an individual? If that’s the case, how can they have a high deductible/HSA compatible plan with a $3500 deductible?