Question: My daughter is currently on my group insurance from work. I am spending almost $600 a month just for her. I would like her to get on an individual plan, but she is overweight and I am told she will be denied (they cap it at some point). Can you advise me where I can turn? How does Obamacare fit it here?

Answer: My response to your question was forming slowly until you asked how Obamacare fits in here. Obamacare makes your problem go away, but not until January 2014. That’s 14 months from now. In the meantime, you’ll have to stick with what you have.