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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: Will individual health insurance plans still exist outside of the exchanges?
Answer: Individual health plans will be offered outside of Covered California. Individuals who do not qualify for premium subsidies based on their income are free to purchase their health insurance coverage directly from their favorite health insurance company. However, the plans available outside the exchange will mirror those offered in the Exchange.
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