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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Premium Subsidies in Groups

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Question: My employer only pays 50% of the premium for me and nothing for my kids. Will I be able to get a premium subsidy?

Answer: If an employee is offered “affordable” health care coverage through an employer-sponsored plan, he or she is not eligible for premium-subsidies through Covered California even though their income would qualify them for a subsidy. Your children are not offered affordable coverage however, so if your income qualifies you for a subsidy, you will be able to use it on your kids’ insurance in the Exchange.

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